Mission Valley Bank News

Financial Projections — Key to Business Financing

Financial Projections — Key to Business Financing

A business seeking capital must recognize the importance of financial projections. A business financial projection is simply forecasting your sales and revenue to the lender. This information is important because it is a key indicator to your ability to repay …

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Posted by Mission Valley Bank in Building Your Business, Getting Things Done. Leave a Comment

More About Identity Theft Today

More About Identity Theft Today
Idealized Photo of Computer Hackerby Marianne Cederlind 
Executive Vice President and Chief Business Banking Officer
Mission Valley Bank

 

Dependent as we are on computers and mobile devices, it’s no surprise that cyber criminals are getting craftier developing new scams aimed at getting more …

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Posted by Mission Valley Bank in Client & Community Education, Cyber Security, You & Your Money. Leave a Comment

Take a Summer Break From Stress — Enjoy FUN & EASY Ways To Relax

Take a Summer Break From Stress — Enjoy FUN & EASY Ways To Relax

When we think about summer break, we think about kids off from school or families heading out foYoung friends jumping from a dock into a lake.r vacation retreats. But there is another break you can take this summer — a break from stress. Whether you are overwhelmed …

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Posted by Mission Valley Bank in Just for Fun. Leave a Comment

IRS Cautions Taxpayers to Watch for Summertime Scams

IRS Cautions Taxpayers to Watch for Summertime Scams

WASHINGTON – The Internal Revenue Service issued a warning (June 26, 2017) that tax-related scams continue across the nation even though the tax filing season has ended for most taxpayers. People should remain on alert to new and emerging Sign on IRS headquarter building in downtown Washington, DCschemes …

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Posted by Mission Valley Bank in Fraud Alert. Leave a Comment

From Our Family to Yours…

From Our Family to Yours…

Happy Independence Day Graphic

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Posted by Mission Valley Bank in Community. Leave a Comment

Boost Morale — and Your Bottom Line

Boost Morale — and Your Bottom Line

It may sound cliché, but a happy workplace is a productive workplace. It comes as no surprise that employees who enjoy their jobs will work harder, ultimately impacting a business where it matters most — the bottom line.Selfie of young smiling co-workers having fun together

Of course,

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Posted by Mission Valley Bank in Building Your Business. Leave a Comment

FTC Releases Alert on Identity Theft

FTC Releases Alert on Identity Theft
Original release date:  May 25, 2017
FTC Alert on Identity Theft

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Posted by Mission Valley Bank in Fraud Alert, Security, Your Online Safety. Leave a Comment

Identity Theft Today – A Constantly Changing Landscape

Identity Theft Today – A Constantly Changing Landscape
hands with black gloves stealing a telephone in concept of crime onlineby Marianne Cederlind 
Executive Vice President & Chief Business Banking Officer
Mission Valley Bank

As cyber criminals get craftier, individuals need to arm themselves with facts on identity theft and take the necessary precautions to protect themselves.

Mobile phones

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Posted by Mission Valley Bank in Client & Community Education, Cyber Security, E-Mail and Internet Fraud, Security. Leave a Comment

The Importance of a Job Description

The Importance of a Job Description

Employees deserve to know what is expected of them and how they will be evaluated. A clear and up-to-date job description addresses this expectation while providing a basis for employee performance reviews, salary increases and career Two business colleagues at meeting in modern office interiordevelopment. A job description …

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Posted by Mission Valley Bank in Building Your Business, Client & Community Education, Getting Things Done. Leave a Comment

FAKE EMAILS COULD COST YOU THOUSANDS

FAKE EMAILS COULD COST YOU THOUSANDS

Social media network graphic, 3d illustration

Think you got an email from a business you know? Scammers sometimes use emails that look legit to trick you into sending money to them. The email might say it’s from a real estate professional you’re working with, telling you

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Posted by Mission Valley Bank in Cyber Security, Fraud Alert, Security, Your Online Safety. Leave a Comment

Cyber Security is a Shared Responsibility

Cyber Security is a Shared Responsibility
by Marianne Cederlind
Executive Vice President and Chief Business Banking Officer / Mission Valley Bank

A recent article written by the Independent Community Bankers Association provided the reminder that the U.S. Department of Homeland Security warns to never give sensitive …

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Posted by Mission Valley Bank in Community. Leave a Comment

Business Travelers Beware!

Business Travelers Beware!

Courtesy of CYBERHEISTNEWS
There is a new spin on an existing phishing scam you need to be aware of.  Bad guys are doing research on you personally using social media and find out where and when you (might) travel for …

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Posted by Mission Valley Bank in Client & Community Education, Cyber Security, E-Mail and Internet Fraud, Fraud Alert, Security, Your Online Safety. Leave a Comment

Merchant Bankcard Conversions Less Costly Than the Alternative

Merchant Bankcard Conversions Less Costly Than the Alternative
by Cameron Brown
Vice President, Merchant Services and Sales Manager

Picture of Credit Cards

As financial institutions scrambled to issue EMV cards – short for Europay, MasterCard, and Visa chip technology — to replace the standard magnetic technology, merchants prepared for the conversion. Merchants …

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Posted by Mission Valley Bank in Building Your Business, Getting Things Done. Leave a Comment

Mission Valley Bank Welcomes Two New Business Banking Experts to the Team!

Mission Valley Bank Welcomes Two New Business Banking Experts to the Team!

Paula Bahamon joins Mission Valley Bank as Vice President, Business Banker, at the Corporate Office in Sun Valley. Paula has extensive commercial banking experience, specializing in small business, business development, and client relationship management and her track record has …

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Stopping Unsolicited Mail, Phone Calls, and Email — Advice from the U.S. Federal Trade Commission

Stopping Unsolicited Mail, Phone Calls, and Email — Advice from the U.S. Federal Trade Commission

Tired of having your mailbox crammed with unsolicited mail, including preapproved credit card applications? Fed up with getting telemarketing calls just as you’re sitting down to dinner? Fuming that your email inbox is chock-full of unsolicited advertising? The good news …

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Posted by Mission Valley Bank in Client & Community Education, Getting Things Done. Leave a Comment