Our Lending Solutions Include
- Commercial Real Estate Loans – Purchase, refinance, or construct owner-occupied commercial properties.
- Apartment Seismic Retrofit Financing – Funding solutions to help meet seismic compliance requirements.
- Business Lines of Credit – Flexible access to working capital for inventory, payroll, and day-to-day operations.
- Equipment Financing – Finance machinery, vehicles, technology, and other business equipment.
- Letters of Credit – Domestic and international solutions to support business transactions and contractual obligations.
- SBA Loans – Government-backed financing for commercial real estate, business acquisitions, working capital, equipment purchases, debt refinancing, and expansion projects.
Not sure which financing solution is right for your business? Our experienced lending team is here to help. Contact us today to discuss your needs and explore available options.
Commercial Lending Solutions
Commercial Real Estate Loans
Whether you're purchasing, constructing, expanding, or refinancing commercial property, our experienced lending team can help structure a financing solution that fits your business objectives.
Highlights
- Competitive rates and flexible terms
- Financing for office, industrial, warehouse, and owner-occupied properties
- Local decision-making and prompt responses
- Purchase, construction, and refinance options
Apartment Financing
Mission Valley Bank offers financing and refinancing solutions for multifamily apartment properties. Our experienced team understands the unique requirements of apartment lending and works to deliver efficient, customized financing solutions.
Highlights
- Purchase and refinance financing
- Streamlined application process
- Customized financing structures
- Experienced multifamily lending specialists
Apartment Seismic Retrofit Financing
If your multifamily property requires seismic upgrades to comply with local earthquake safety regulations, Mission Valley Bank can help finance the improvements needed to meet compliance requirements.
Highlights
- Financing for eligible retrofit projects
- Flexible loan structures
- Experienced guidance throughout the process
Business Lines of Credit
Maintain flexibility and access working capital when you need it most. Our lines of credit help businesses manage seasonal needs, inventory purchases, payroll obligations, and short-term cash flow gaps.
Highlights
- Revolving access to funds
- Seasonal and working capital support
- Inventory and receivables financing
- Flexible borrowing options
Equipment Financing
Invest in the equipment and technology your business needs to grow. We offer financing solutions for new and used equipment, vehicles, machinery, technology, and leasehold improvements.
Highlights
- Up to 100% financing available
- Fixed-rate options
- Flexible repayment schedules
- Financing for new and used equipment
Letters of Credit
Strengthen business relationships and support domestic or international transactions with Mission Valley Bank's letter of credit solutions.
Highlights
- Standby letters of credit
- Import and export letters of credit
- Performance guarantees
- Secure payment solutions
SBA Loans
Business Lending Made Easy
As a Preferred SBA Lender, Mission Valley Bank combines personalized service with nationwide SBA lending expertise to help businesses secure financing efficiently and confidently.
Whether you're purchasing commercial real estate, acquiring a business, financing equipment, restructuring debt, or securing working capital, our experienced SBA team can help identify the right solution.
Why Choose Mission Valley Bank?
01
Experienced SBA Team
Our nationwide Business Development Officer team brings more than 100 years of combined lending experience and is committed to delivering personalized financing solutions tailored to your business.
02
Faster Descisions
As a participant in the SBA Preferred Lenders Program (PLP), Mission Valley Bank can approve many SBA loans in-house, reducing processing times and helping businesses access capital sooner.
03
Flexible Loan Structures
We tailor loan structures to fit your business goals and financing needs, helping maximize flexibility and long-term success.
Common Uses for SBA Financing
- Commercial Real Estate
- Business Acquisitions
- Construction Projects
- Equipment Financing
- Debt Refinancing
- Partner Buyouts
- Working Capital
SBA 7(a) Loans
- Commercial Real Estate: up to 25-year terms
- Business acquisitions, equipment, and working capital
- Fully amortizing loan structures
Let's Discuss Your Financing Goals
Whether you're looking for conventional financing or SBA lending solutions, our experienced lending team is ready to help.
Contact us today to discuss your project, financing options, and next steps.
SBA Financing Questions?
Contact Us to discuss eligibility, loan structure, and available SBA financing options.
