Real estate can represent a strategic component of your financial success. It is crucial to assess your financial situation and your objectives. As the Preferred Lender for Sycamore Square, Mission Valley Bank offers a wide variety of low rate financing options, including SBA 504 Loans, that can enable you to purchase owner-occupied commercial property with only 10% down.

Your Choices of financing include:

SBA 504 Loan

Conventional Loan

10% Down Payment

Mission Valley Bank Portion (50%)

10 or 15 year fully amortizing option
25 year amortization with a 10 year maturity (reduces monthly expenses)
Prepayment Options
Adjustable or Fixed Rate Options

SBA 504 Portion (40%)

20 year fixed terms
Fully Amortizing

30% (or more) down payment
10 or 15 year fully amortizing option
25 year amortization with a 10 year maturity (reduces monthly expenses)
Prepayment Options
Adjustable or Fixed Rate Options

Regardless of the type of financing you ultimately decide upon -- As the Preferred Lender of Sycamore Square, Mission Valley Bank offers you tremendous advantages over other lenders:

No Appraisal Fees
No Environmental Phase One Costs
Pre-Qualifications As Fast As 48 Hours

Use the financial calculator below to get an estimation* of what your monthly payments would be, then pick up the phone and call Vladimir Victorio -- Senior Vice President & Manager of Mission Valley Bank’s Specialized Lending Division. Invest a few minutes of your time to determine if Sycamore Square is the place for you to be.

Loan Payment Calculator

Just enter your information in the boxes below. Please do not include commas or dollar signs. When you click "Calculate," the amount you need to pay each month will appear below.

*Calculators are provided for consumer use. Accuracy is dependant on user input. Mission Valley Bank is not responsible for user results nor does the bank guarantee accuracy.

Help with terms used on the calculator.

Purchase Price	Down Payment	Loan Amount	Interest Rate	Number of months

Loan Payment Calculator Help

Purchase Price
What is the total amount of the purchase you will be making?
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Down Payment
What is the amount of the down payment you will make?
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Loan Amount
What is the purchase price minus the down payment? This field is calculated automatically when you fill in a purchase price and a down payment.
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Interest Rate
What is the interest rate the bank will charge you for your loan? You do not have to include the % sign.
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Number of Months
What is the number of months your loan will be for?
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For more information about Mission Valley Bank visit our website at www.missionvalleybank.com AND to learn more about the SBA 504 Loan Program, please visit the CDC Small Business Finance website at www.cdcloans.com.

* Calculators are provided for consumer use. Accuracy is dependant on user input. Mission Valley Bank is not responsible for user results nor does the bank guarantee accuracy.