Personal Money Market Account
“This premium Money Market account offers variable, tiered interest rates based on account balance.”
Our Personal Money Market account offers variable, tiered interest rates based on their account balance. This account provides you access to your savings by allowing a limited number of withdrawals per month. The monthly service fee can be avoided by meeting a minimum daily or average daily balance.
- Variable tiered interest rates based on account balance.
- Limited withdrawals per month.
- Monthly service fees waived if minimum balace requirements met.
Open your own Personal Money Market account today by calling one of our investment experts at 1-818-394-2300.
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Personal Savings Account
“A flexible savings plan for individuals with a variable interest rate based on your account balance.”
The Personal Savings account is a savings plan with built-in flexibility. Funds earn a variable rate of interest that is compounded daily and paid quarterly. One “no charge” withdrawal is allowed per month, with no limit on deposits. Maintaining average daily balance requirement waives monthly maintenance fee.
- Interest is compounded daily and paid quarterly.
- One free withdrawal per month.
- Unlimited deposits.
- Monthly fee waived if minimum balance requirement met.
Open your interest-bearing Personal Savings account today—just call 1-818-394-2300 and speak with one of our investment professionals.
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Certificates of Deposit (CDs)
“Competitive interest rates earned over the term of the CD.”
A higher yielding deposit product (less than $100,000) that lets you to match returns with future funds requirements. Rates are based on deposit amount and length of time to maturity, from seven days to five years.
- Higher yielding interest rate.
- Deposits of $100,000 or less.
- Match returns with future funds requirements.
- Rates based on deposit amount and certificate term.
- Available terms from seven days to five years.
Invest in your future with an interest-earning Certificate of Deposit today—call 1-818-394-2300 to speak with one of our friendly investment experts.
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Elite Certificates of Deposit
“Earn the maximum interest on your CD of $100,000 or more.”
This is a higher yielding CD for deposits equal to or greater than $100,000 to match returns with future funds requirements. Your interest rates are based on deposit amount, and the length of time to maturity, which can be from as little as seven days to five years.
- Higher yielding interest rate.
- Deposits of $100,000 or more.
- Match returns with future funds requirements.
- Rates based on deposit amount and certificate term.
- Available terms from seven days to five years.
Invest in your future with an interest-earning Elite Certificate of Deposit—call one of our investment experts at 1-818-394-2300 today.
Click here to learn about FDIC Insurance on deposits >>
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Flex Certificates of Deposit
“A great short-term investment, this CD features unlimited deposits and one penalty-free withdrawal.”
Our Flexible Certificate of Deposit is a higher yielding, shorter term (six month) product. Unlimited deposits of $500 or more are allowed during the term of the CD and one penalty-free withdrawal is permitted. Rates are based on deposit amount.
- Flexible, short-term, high-yield Certificate of Deposit.
- Unlimited deposits of $500 or more throughout CD term.
- One “penalty-free” withdrawal permitted.
- Rates based on deposit amount.
Open your own Flex Certificate of Deposit — call 1-818-394-2300 and speak with one of our friendly investment experts today.
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Health Savings Accounts (HSAs) for Individuals
"Set money aside for health care that's tax-free."
A Health Savings Account (HSA) is a new, portable, savings account that allows you to set aside money for health care that's tax-free. You must have high deductible health insurance to open an HSA. Different from other benefit products, an HSA rolls over from year to year (there is no “use it or lose it”), interest is paid, and it is owned by you, not your employer. Many liken an HSA to a “medical IRA.”
- Rolls over from year to year.
- Tax-free money for health care.
- Owned by you, not your employer.
While your tax consultant is the best resource to determine whether or not a HSA is the right choice for you, Mission Valley Bank’s friendly banking experts can provide you with more information about our Health Savings Accounts and how they may benefit you and your family. Call us today at 1-818-394-2300.
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Individual Retirement Accounts (IRAs)
“Set tax-deferred money aside now for your retirement tomorrow.”
Individual Retirement Accounts (IRAs) from Mission Valley Bank are designed to make it easy for you to start planning for tomorrow… today. These investment accounts offer you a tax-deferred, higher-yield savings for retirement or higher education requirements.
- Contributions are tax-deferred.
- Higher yield savings.
- Automatic contributions.
Start planning for your future today with a Individual Retirement Account—just call us at 1-818-394-2300 and speak to one of our friendly wealth management experts.
Click here to learn about FDIC Insurance on deposits >>
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