In order to grow and remain competitive, your business needs to throw open the door every time “opportunity knocks.” Problem is, opportunity doesn’t always knock when it’s convenient.
Whether it’s time to purchase new equipment, upgrade technology, or increase inventory, come to Mission Valley Bank for a pain-free, custom business loan that’s just right for your needs.
Our business lending experts understand your potential because they live and work in the same community as you. That’s why we can offer you unparalleled financial experience, resources, and personal service you can count on.
Give us a chance to make YOUR dreams come true.
Credit Lines
Lines of Credit provide easy access to loan funds. We offer several lines of credit to assist you in the operating needs of your business. Let Mission Valley Bank provide you with a line of credit so you can quickly access funds to finance current accounts, inventory, or even payroll until receivables are collected. Bridge that gap between payments for materials and labor and subsequent cash collection from sales with one of MVB line of credit.
- Line of credit to meet current needs.
- Provides working capital for your business.
Supplement your working capital with a credit line—give us a call at
1-818-394-2300 to speak with one of our business bankers today.
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Equipment Loans
To help you with business expansions or modernization, Mission Valley Bank offers an excellent financing program with competitive fixed rates and up to 100% financing. Purchase new or used long-term assets such as machinery, computers, trucks, corporate automobiles, equipment and leasehold improvements. And we offer a variety of repayment schedules.
- Up to 100% financing available.
- Finance long-term assets.
- Variety of repayment schedules available.
Build or expand your business right now with an equipment loan—give one of our friendly business bankers a call at 1-818-394-2300 today.
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Leasing
From phone systems to backhoes, Mission Valley Bank offers leasing programs ideal for businesses wanting to conserve working capital or that are planning to expand. Leasing may also provide you with tax advantages, or cost you less in ‘after tax’ dollars. Leasing makes good business sense because it allows growth without investing large amounts of capital. A flexible solution for all kinds of capital equipment.
- Conserve working capital.
- May provide tax advantages.
- Flexible options available.
Lease the equipment you need to make your business succeed. Give us a call at 1-818-394-2300 and speak with one of our professional business bankers.
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Term Loans
Our loans for working capital and fixed-asset purchases can help ease your cash-flow worries. Give us a call. Let's talk about your plans and how we might help. Our loan applications are easy to fill out and we promise quick turn-around on decisions.
- Get the equipment you need now.
- Flexible terms to suit your needs.
- Quick decisions.
Quick, customized loan packages to help your business succeed. Call 1-818-394-2300 today to speak with one of our expert business bankers.
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Commercial Real Estate Loans
Owning your own facility can provide many benefits. Mission Valley Bank has millions to lend for the financing and refinancing of commercial real estate. Let us help you buy, build or refinance your office building, warehouse or manufacturing facility. MVB's rates are highly competitive and our terms are flexible. Our commercial real estate experts and specialized lending division offer smooth transactions and prompt funding. We want to say “yes” to your loan request!
- Competitive rates and flexible terms.
- Perfect for a wide selection of building types.
- Easy application and prompt decisions.
Apply for your commercial real estate loan today—call 1-818-394-2300 and speak with one of our friendly business bankers.
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SBA Loans
Mission Valley Bank is creative in finding the right solution to meet your lending needs. As a Preferred SBA Lender we can help business-owners purchase or renovate real estate, acquire fixed assets such as heavy machinery or specialized equipment, borrow working capital for ongoing financing needs, or — in some cases, even fund the acquisition of new businesses.
The U.S. Small Business Administration (SBA) is an independent agency of the federal government that aids, assists and protects the interests of small business concerns, preserves free competitive enterprise and strengthens the overall national economy. Small businesses are critical to our country's economic strength and help the United States compete in today's global marketplace. The SBA helps Americans start, build and grow businesses through an extensive network of field offices and partnerships with public and private organizations.
Small Business Administration (SBA) loans provide businesses with government-funded opportunities to expand and grow. Lower down payments and extended financing terms are available for business modernization, equipment upgrades, working capital, real estate acquisition and expansion. Give us a call and we'll explain all the details and requirements.
- Lower down payments.
- Extended financing terms available.
- Easy application and prompt decision.
Apply for your SBA loan today—call 1-818-394-2300 to speak with one of our business bankers.
Visit the SBA website at www.sba.gov.
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Apartment Financing
We offer purchase financing (or refinancing) for multi-family apartment buildings. We have years of experience in this type of financing, and can cut through the paperwork to get you answers to your financial questions faster. We have the expertise to structure apartment financing that meets your specific needs
- Finance or refinance multi-family units.
- Easy, streamlined paperwork.
- Custom packages that meet your specific needs.
Let us help with your apartment building financing. Just give us a call at 1-818-394-2300 and speak with one of our friendly business bankers today.
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Corporate Credit Cards
Take control of your business expenses with one of our smart business credit cards. Our credit cards help you simplify purchases by tracking and summarizing expenditures. Flex airline miles are available, too. Never worry about unexpected expenses or out-of-town entertaining and travel costs again with a Mission Valley Bank credit card in your wallet!
- Simplified purchases.
- Expenditure tracking and summary.
- Easy application and prompt decision.
Apply for your corporate credit card today—call 1-818-394-2300 to speak with one of our professional business bankers.
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Letters of Credit
Use our standby letters of credit for performance guarantees to your domestic customers. We also offer international import and export letters of credit for your overseas business transactions. These extensions of credit can help you secure payments to third parties, and contractors can use our letters of credit to guarantee project completion.
- Time-saving alternative to cash deposits.
- Secure payments to third parties.
- Use as project completion guarantee.
Obtain Letters of Credit today by calling 1-818-394-2300 and speaking with one of our expert business banking professionals.
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Automobile and Truck Financing
Get that office car or company truck you’ve been dreaming of with our affordable business automobile or truck financing. Ideal for automobile purchases or refinances. Mission Valley Bank’s financing options offer you competitive rates and we promise quick decisions.
- For vehicle purchase or refinance.
- Competitive rates.
- Quick decisions.
***If you don't yet know what your dream car or truck might be -- or maybe you do know... but haven't been able to find it... We suggest that you visit www.wholesaleinvestmentsinc.com. Their experienced consultants have assisted thousands of people locate and purchase the car of their dreams. Wholesale Investments is available to assist you 24 hours a day -- 7 days a week. Check out their website or give them a call at 1-818-997-3058. (Wholesale Investments is not affiliated with Mission Valley Bank.)
Get that business vehicle you’ve been dreaming about today with our auto and truck financing. Call 1-818-394-2300 to speak with one of our friendly business bankers.
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Balance Plus
Comprehensive overdraft protection that's a line of credit tied directly to your business checking account. Available funds are automatically advanced into your account to cover any overdrafts. Peace of mind, 24 hours a day, seven days a week.
- Line of credit tied to checking account.
- Funds advanced automatically to cover overdrafts.
- No “insufficient fund” worries.
Apply for Balance Plus today by calling 1-818-394-2300 to speak with one of our expert business bankers.
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