Business Loans Customized to Your Needs
Mission Valley Bank Business Loans
Whether it’s time to purchase new equipment, upgrade technology, or increase inventory, come to Mission Valley Bank for a custom business loan that’s just right for your needs.
In order to grow and remain competitive, your business needs to throw open the door every time “opportunity knocks.” Problem is, opportunity doesn’t always knock when it’s convenient.
Our business lending experts understand your potential because they live and work in the same community as you. That’s why we can offer you unparalleled financial experience, resources, and personal service you can count on.
Give us a chance to make YOUR financial dreams come true.
Let the experts at Mission Valley Bank's Sun Valley, Valencia or Santa Clarita branches show you how Accounts Receivable Financing can help your business bridge the gap between payables due to suppliers today… and receivables that your customers won't remit for 30 days or more. Working through Mission Valley Bank, you can obtain cash for your accounts receivables deposited directly into your MVB account by selling them to the bank at a discount.
We offer purchase financing (or refinancing) for multi-family apartment buildings. We have years of experience in this type of financing, and can cut through the paperwork to get you answers to your financial questions faster. We have the expertise to assist you with apartment financing that will meet your specific needs.
- Finance or refinance multi-family units.
- Easy, streamlined paperwork.
- Custom packages that meet your specific needs.
Automobile & Truck Financing
Ideal for automobile purchases or refinances. Mission Valley Bank’s financing options offer you competitive rates and we promise quick decisions.
- For vehicle purchase or refinance.
- Competitive rates.
- Quick decisions.
Comprehensive overdraft protection that's a line of credit tied directly to your business checking account. Available funds are automatically advanced into your account to cover overdrafts. Peace of mind, 24 hours a day, seven days a week.
- Line of credit tied to your checking account.
- Available funds advanced automatically to cover overdrafts.
- No “insufficient fund” worries.
Commercial Real Estate Loans
Owning your own facility can provide many benefits. Mission Valley Bank has millions to lend for the financing and refinancing of commercial real estate. Let us help you buy, build or refinance your office building, warehouse or manufacturing facility. MVB's rates are competitive and our terms are flexible. Our commercial real estate experts and specialized lending division offer smooth transactions and prompt funding. We want to say “yes” to your loan request!
- Competitive rates and flexible terms.
- Perfect for a wide selection of building types.
- Prompt decisions.
Corporate Credit Cards
Take control of your business expenses with one of our business credit cards. Our credit cards help you simplify purchases by tracking and summarizing expenditures. Choose either our Standard Card or our Preferred Points Card and never worry about unexpected expenses or out-of-town entertaining and travel costs again!
- Simplified purchases.
- Expenditure tracking and summary.
- Easy application and prompt decision.
Lines of Credit provide easy access to loan funds. We offer several lines of credit to assist you in the operating needs of your business. Let Mission Valley Bank provide you with a line of credit so you can quickly access funds to finance current accounts, inventory, or even payroll until receivables are collected. Bridge that gap between payments for materials and labor and subsequent cash collection from sales with one of Mission Valley Bank's credit lines.
- Lines of credit to meet your current seasonal needs.
- Provides short term working capital for your business.
To help you with business expansions or modernization, Mission Valley Bank offers an excellent financing program with competitive fixed rates and up to 100% financing. Purchase new or used long-term assets such as machinery, computers, trucks, corporate automobiles, equipment and leasehold improvements. And we offer a variety of repayment schedules.
- Up to 100% financing available.
- Finance long-term assets.
- Variety of repayment schedules available.
Letters of Credit
Use our standby letters of credit for performance guarantees to your domestic customers. We also offer international import and export letters of credit for your overseas business transactions. These extensions of credit can help you secure payments to third parties, and contractors can use our letters of credit to guarantee project completion.
- Time-saving alternative to cash deposits.
- Secure payments to third parties.
- Use as project completion guarantees.
Mission Valley Bank is creative in finding the right solution to meet your lending needs. As a Preferred SBA Lender we can help business-owners purchase or renovate real estate, acquire fixed assets such as heavy machinery or specialized equipment, borrow working capital for ongoing financing needs, or — in some cases, even fund the acquisition of new businesses.
The U.S. Small Business Administration (SBA) is an independent agency of the federal government that aids, assists and protects the interests of small business concerns, preserves free competitive enterprise and strengthens the overall national economy. Small businesses are critical to our country's economic strength and help the United States compete in today's global marketplace. The SBA helps Americans start, build and grow businesses through an extensive network of field offices and partnerships with public and private organizations.
Small Business Administration (SBA) loans provide businesses with government-funded opportunities to expand and grow. Lower down payments and extended financing terms are available for business modernization, equipment upgrades, working capital, real estate acquisition and expansion. Give us a call and we'll explain all the details and requirements.
- Lower down payments.
- Extended financing terms available.
- Prompt decisions.
Visit the SBA website at www.sba.gov to learn more.
Our loans for working capital and fixed-asset purchases can help ease your cash-flow worries. Give us a call. Let's talk about your plans and how we might help. Our loan applications are easy to fill out and we promise quick turn-around on decisions.
- Get the equipment you need now.
- Flexible terms to suit your needs.
- Quick decisions.